Shuttle Bus Insurance
Operating a shuttle bus service means transporting passengers on a regular basis, which brings liability exposure well beyond typical personal auto coverage. Shuttle bus insurance may help cover vehicle damage, liability for passenger injuries and losses tied to accidents involving your fleet. Because shuttle services often run fixed routes for hotels, airports or businesses, coverage is typically tailored to fit your fleet size and the type of service you provide.
What Does Shuttle Bus Insurance Typically Cover?
Shuttle bus policies often combine several coverages into one package. Common coverages include:
- Commercial auto liability for accidents involving your vehicles
- Physical damage coverage for your fleet against collision, theft or vandalism
- Passenger liability for injuries to riders during transport
- Uninsured/underinsured motorist coverage for accidents caused by other drivers
- General liability for injuries or property damage during loading and unloading
Is Shuttle Bus Insurance Required in California?
California requires shuttle bus operators to carry commercial auto liability insurance that meets state minimums for passenger vehicles for hire. The California Public Utilities Commission also requires proof of insurance before issuing or renewing a charter party carrier permit.
How Much Does Shuttle Bus Insurance Cost?
Premiums vary based on factors like fleet size, vehicle capacity, driver history and claims history. Ontario, CA shuttle bus operators can get an accurate quote by speaking directly with a licensed agent about their specific operation.