Employment Agencies

Running an employment agency means taking on liability that extends beyond your own office, since claims can arise from the temporary or placed workers you send to client worksites. Employment agencies insurance may help cover claims related to employee theft, wrongful placement, discrimination allegations and injuries involving your staffing workers. Because staffing firms carry unique exposure tied to the conduct and safety of workers placed at third party locations, coverage is typically tailored to the types of placements your agency makes.

What Does Employment Agencies Insurance Typically Cover?

Staffing agency policies often combine several coverages into one package. Common coverages include:

• Employment practices liability for claims like wrongful termination or discrimination
• Professional liability for errors related to placement or hiring decisions
• Workers’ compensation for injuries to placed or temporary employees
• Fidelity or crime coverage for theft committed by placed workers at client sites
• General liability for third party injuries or property damage claims

Is Employment Agencies Insurance Required in California?

California requires workers’ compensation insurance for any agency with employees, including temporary or placed workers. Client businesses often require staffing agencies to carry general liability and employment practices liability before agreeing to a placement contract.

How Much Does Employment Agencies Insurance Cost?

Premiums depend on factors like the number of workers placed, industries served, payroll size and claims history. Ontario, CA employment agency owners can get an accurate quote by speaking directly with a licensed agent about their specific operation.